DRP是什�?- AN OVERVIEW - 【DRP-IVA.TOP】

drp是什�?- An Overview - 【drp-iva.top】

drp是什�?- An Overview - 【drp-iva.top】

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人生路上,總有充滿各式各樣的挑戰與難關。萬一遇上周轉困難,陷入來自銀行及其他財務機構的債務泥沼,無力償還但不想走上破產之路的你,其實還有一個可行方案,助你以一個較低利息及可負擔方式來還清債務,這便是債務重組,或又稱為結餘轉戶方案。

In case your creditors comply with the IVA, as soon as it is ready up, you can make a monthly payment to the insolvency practitioner, who'll then pay out the agreed sum to every of your creditors.

是兩種不同的財務處理方式,它們在多個方面有所不同。以下是兩者的主要區別:

IVA stands for personal voluntary arrangement. It’s an alternative choice to personal bankruptcy that sometimes helps you to preserve vital property such as your automobile and home.

They may then arrange a creditors�?Conference. At this meeting, creditors will vote on no matter whether to accept the proposal. For it being approved, creditors Keeping over 75% of your debts you owe ought to conform to it.

Should you individual more expensive objects, for instance antiques or highly-priced jewellery you might like to market them that will help pay back your debts.

本公司的分析專員經驗豐富,曾處理過為數不少重組債務成功個案,對重組債務程序亦非常熟悉。

一般而言,欠債人須向委託之會計師及律師支付其專業服務的費用,該費用因人而異,多以負債金額、債權人數目、物業數目等不同因素而定。

In the event you’re about fifty five and have a 'described contribution pension', you might profit several of your pension to boost a lump sum for an IVA. Having said that, this would depart you with a lot less income to live on in retirement.

If your payments you make 債務舒緩邊間好 aren’t ample to pay your debts in full by the top of the IVA, you won’t have to pay back the rest.

 怎樣的重組債務方案才合適自己?聆聽您的實際情況,免費分析您的債務個案,給予最中肯意見。

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In the event you don’t know simply how much your debts are, you may Discover how to collect information about your debts.

IVA repayments are managed by an insolvency practitioner (commonly a qualified attorney or accountant). IVAs are only accessible in England, Wales and Northern Eire. Scotland gives a similar financial debt administration Resolution known as drp a ‘secured believe in deed�?

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